New report on health insurance: 84 million in U.S. are uninsured/underinsured

The Commonwealth Fund this morning issued its latest report on uninsured and underinsured adults. Among the key points, in 2012:
  • 84 million Americans were uninsured or underinsured.
  • Due largely to the ACA, the share of young adults w/o insurance dropped by 1.9 million between 2010 and 2012
  • 41 percent of adults ages 19-64 are having difficulty paying medical bills
  • Costs prevent many Americans from getting needed health care
  • Of the 55 million uninsured for all or part of 2012, 87 percent had incomes that would qualify them for subsidized health insurance under the ACA
  • Of the 30 million underinsured, 85 percent would qualify for subsidies
Among the remaining challenges noted in the report:
 "...the law does not provide subsidized coverage to people who are not in the U.S. legally. Jonathan Gruber, an economist at the Massachusetts Institute of Technology, has estimated that of people who will remain uninsured in 2016, about 5 million will be undocumented immigrants. Second, both the Congressional Budget Office and Gruber predict that many Americans will not be insured, even though they are eligible for the new coverage options, whether because they are not aware of their eligibility, they are unable to find an affordable premium, or they elect not to enroll."